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Data Sources: Centers for Medicare & Medicaid Services (CMS), Medicare Provider Utilization and Payment Data
Disclaimer: This site is an independent journalism project. Data analysis and editorial content are not affiliated with or endorsed by CMS or any government agency. All spending figures are based on publicly available Medicare payment records.
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Methodology•Download Data
  1. Home
  2. Providers
  3. Zaaira Ahmad
👁️
MDIndividual

Zaaira Ahmad, MD

NPI: 1154591964
Salisbury, MD
10 years of data
Ophthalmology
$26.9M
Total Payments
160
Beneficiaries
136.0K
Services
1.4x
Markup Ratio

Peer Comparison

99th
percentile in specialty
This provider$26.9M
Specialty median$383.7K

📋 Key Findings

1Billed $26.9M over 10 years
299th percentile in Ophthalmology by payments
354 services/day — unusually high
4Payments surged 56% in 2019

This provider averages 54 services per working day

Based on 136.0K total services over 10 years (250 working days/year). Learn about impossible service volumes →

🔎 Data Analysis

This provider's $26.9M in total Medicare payments ranks in the 99th percentile of Ophthalmology providers nationally.

Averaging 54 services per working day raises questions about billing patterns.

Medicare payments to this provider grew 50% from 2014 to 2023.

AI-generated analysis based on Medicare payment data.

Annual Medicare Payments

Annual Services Provided

Avg Payment per Service

Markup Ratio Over Time

📈

Notable: Payments increased 56% in 2019

Year-over-year payment surges can indicate changes in practice volume, new services, or billing pattern shifts.

Submitted Charges vs. Medicare Payments

Average per-service amounts submitted by the provider compared to what Medicare actually paid — the gap represents the markup.

YearAvg SubmittedAvg PaidMarkup RatioGap per ServiceTotal PaymentsServicesBeneficiaries
2014$266.28$194.941.37x$71.34$2.2M11.2K20
2015$312.08$230.401.35x$81.68$2.9M12.7K18
2016$342.82$252.451.36x$90.37$2.9M11.6K15
2017$353.48$260.371.36x$93.11$2.8M10.7K17
2018$277.19$195.931.41x$81.26$1.6M8.0K13
2019$299.32$209.491.43x$89.83$2.4M11.6K14
2020$329.88$230.601.43x$99.28$2.3M10.0K15
2021$365.64$258.221.42x$107.42$3.1M12.0K17
2022$400.11$277.541.44x$122.57$3.4M12.2K14
2023$127.44$90.661.41x$36.78$3.3M36.1K17

Top Procedures (20)

J0178Injection, aflibercept, 1 mg
$13.8M
18.7K services$738.08/svc1.34x markup
J2778Injection, ranibizumab, 0.1 mg
$7.8M
27.2K services$288.19/svc1.43x markup
67028Injection of drug into eye
$1.3M
13.8K services$91.49/svc1.61x markup
92134Imaging of retina
$802.2K
23.9K services$33.59/svc1.43x markup
92014Established patient complete exam of visual system
$768.9K
8.3K services$92.65/svc1.53x markup
J2777Injection, faricimab-svoa, 0.1 mg
$734.9K
25.9K services$28.42/svc1.35x markup
99214Established patient office or other outpatient visit, 30-39 minutes
$442.2K
5.0K services$88.14/svc1.50x markup
99204New patient office or other outpatient visit, 45-59 minutes
$355.1K
2.8K services$124.87/svc1.50x markup
92235Exam of retinal blood vessels using a special camera after injection of a dye
$237.8K
2.8K services$85.93/svc1.46x markup
67042Removal of membrane of retina with removal of internal limiting membrane of retina
$116.5K
121 services$963.05/svc1.43x markup
99213Established patient office or other outpatient visit, 20-29 minutes
$96.2K
1.4K services$68.60/svc1.50x markup
67228Destruction of leaking blood vessels of retina using laser
$94.3K
218 services$432.73/svc1.44x markup
92250Photography of the retina
$87.5K
1.9K services$46.25/svc1.56x markup
67145Photocoagulation treatment to prevent detachment of retina
$60.1K
161 services$373.53/svc1.39x markup
J9035Injection, bevacizumab, 10 mg
$42.8K
776 services$55.14/svc1.40x markup
92012Eye and medical examination for diagnosis and treatment, established patient
$36.8K
549 services$67.10/svc1.45x markup
92225Examination of eye by ophthalmoscope with retinal drawing
$20.6K
940 services$21.89/svc1.39x markup
67210Laser destruction of retinal growth, 1 or more sessions
$20.0K
47 services$426.14/svc1.38x markup
92226Examination of eye by ophthalmoscope with retinal drawing
$16.3K
856 services$19.06/svc1.54x markup
67108Repair of detached retina and drainage of eye fluid between lens and retina
$14.8K
11 services$1.3K/svc1.32x markup
Show detailed table ▾
CodeDescriptionServicesPaymentsAvg/ServiceMarkup
J0178Injection, aflibercept, 1 mg18.7K$13.8M$738.081.34x
J2778Injection, ranibizumab, 0.1 mg27.2K$7.8M$288.191.43x
67028Injection of drug into eye13.8K$1.3M$91.491.61x
92134Imaging of retina23.9K$802.2K$33.591.43x
92014Established patient complete exam of visual system8.3K$768.9K$92.651.53x
J2777Injection, faricimab-svoa, 0.1 mg25.9K$734.9K$28.421.35x
99214Established patient office or other outpatient visit, 30-39 minutes5.0K$442.2K$88.141.50x
99204New patient office or other outpatient visit, 45-59 minutes2.8K$355.1K$124.871.50x
92235Exam of retinal blood vessels using a special camera after injection of a dye2.8K$237.8K$85.931.46x
67042Removal of membrane of retina with removal of internal limiting membrane of retina121$116.5K$963.051.43x
99213Established patient office or other outpatient visit, 20-29 minutes1.4K$96.2K$68.601.50x
67228Destruction of leaking blood vessels of retina using laser218$94.3K$432.731.44x
92250Photography of the retina1.9K$87.5K$46.251.56x
67145Photocoagulation treatment to prevent detachment of retina161$60.1K$373.531.39x
J9035Injection, bevacizumab, 10 mg776$42.8K$55.141.40x
92012Eye and medical examination for diagnosis and treatment, established patient549$36.8K$67.101.45x
92225Examination of eye by ophthalmoscope with retinal drawing940$20.6K$21.891.39x
67210Laser destruction of retinal growth, 1 or more sessions47$20.0K$426.141.38x
92226Examination of eye by ophthalmoscope with retinal drawing856$16.3K$19.061.54x
67108Repair of detached retina and drainage of eye fluid between lens and retina11$14.8K$1.3K1.32x

Markup Analysis

Charge-to-Payment Ratio

1.4x

This provider submits charges 1.4 times higher than what Medicare actually pays.

What This Means

A markup ratio of 1.4x means for every $100 Medicare pays, this provider initially charges $140. This is lower than the national average.

Location

Salisbury, MD

Provider Verification

Always verify provider credentials and location before scheduling appointments. This data reflects Medicare payments and may not include all practice locations.

Similar Providers

Other Ophthalmology providers in MD for peer comparison.

Zaaira Ahmad (you)
$26.9M
Michael Elman, M.D.
$68.5M
David Warrow, M.D.
$65.5M
Raymond Sjaarda, M.D.
$47.2M
Allen Hu, MD
$45.7M
James Rial, M.D.
$45.2M
Show detailed table ▾
ProviderLocationTotal PaymentsStatus
Michael Elman, M.D.Baltimore, MD$68.5M✓ Clear
David Warrow, M.D.Hagerstown, MD$65.5M✓ Clear
Raymond Sjaarda, M.D.Baltimore, MD$47.2M✓ Clear
Allen Hu, MDHagerstown, MD$45.7M✓ Clear
James Rial, M.D.Salisbury, MD$45.2M✓ Clear

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Data Sources

  • • Centers for Medicare & Medicaid Services (CMS)
  • • Medicare Provider Utilization and Payment Data (2014-2023)
  • • National Plan and Provider Enumeration System (NPPES)

Last Updated: February 2026 (data through 2023, the latest CMS release)

Note: All data is from publicly available Medicare records. OpenMedicare is an independent journalism project not affiliated with CMS.

Believe this data is inaccurate? Dispute this data